If I complete on a second home in January 2025, will I still pay the current 3% stamp duty surcharge, or will a new 2025 rate apply, and where can I find official guidance?
Quick Answer
As of April 2025, the additional dwelling SDLT surcharge is increasing to 5%. If you complete on a second home in January 2025, you would still be subject to the new 5% surcharge, not the old 3% rate. Official guidance is on the HMRC website.
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Understand the 5% Stamp Duty surcharge for second homes in 2025. Get official guidance for UK property investors to avoid costly tax surprises.
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