I'm looking to transition from being a passive stock investor to a more active property investor. What percentage of my current stock portfolio should I realistically consider liquidating to fund a UK property purchase (e.g., BRRR or HMO deposit) without over-exposing myself to illiquid assets?
Quick Answer
Liquidating 20-40% of a stock portfolio is a realistic range for property deposits, ensuring diversification and liquidity. Maintain a separate 6-12 month emergency fund before committing capital.
About This Topic
Strategically liquidate 20-40% of your stock portfolio for UK property deposits after securing a 6-12 month emergency fund. Understand CGT, illiquidity risks, and maintain diversification. From April 2025, new Council Tax rules affect second homes.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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