Beyond the headline capital gains, what are the specific tax efficiency advantages (e.g., Section 24, IHT planning) of holding UK investment properties versus direct stock market investments for a high-income earner, and at what portfolio size do these become significant?
Quick Answer
UK property investment can offer high-income earners tax efficiency benefits like Inheritance Tax (IHT) planning and mortgage interest relief via a limited company (avoiding Section 24 effects), which are generally unavailable in direct stock market investments, becoming significant with portfolio values exceeding £100,000.
About This Topic
High-income UK property investors can gain significant tax efficiency through specific IHT planning and limited company structures, avoiding Section 24 issues. Crucial for portfolios over £100k.
This question is part of our Tax & Accounting category, providing expert guidance on UK property investment.
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