What are the key tax implications for a higher-rate taxpayer purchasing their second buy-to-let property in 2025, specifically regarding mortgage interest relief changes and stamp duty land tax calculations?
Quick Answer
Higher-rate taxpayers buying a second BTL in 2025 face a 5% SDLT surcharge and can no longer deduct mortgage interest from rental income, only receiving a basic rate tax credit, significantly affecting cash flow.
About This Topic
Understand 2025 UK tax implications for higher-rate taxpayers buying a second buy-to-let: 5% SDLT surcharge, Section 24, and CGT.
This question is part of our Tax & Accounting category, providing expert guidance on UK property investment.
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