Considering tax efficiency, is investing in unlisted UK property companies (e.g., fractional property) via an ISA or SIPP more advantageous than direct buy-to-let, allowing for stock market exposure benefits without stamp duty?
Quick Answer
Investing in fractional property via an ISA or SIPP can offer tax efficiencies like CGT and income tax exemptions, avoiding SDLT and Section 24, compared to direct BTL with its 5% SDLT and mortgage interest restrictions.
About This Topic
Compare tax efficiency of fractional property in ISAs/SIPPs vs. direct BTL. Avoid 5% SDLT and Section 24, with CGT exemptions. Learn impact on UK property investors.
This question is part of our Tax & Accounting category, providing expert guidance on UK property investment.
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